Retirement Planning
Retirement Planning
Whatever retirement looks like for you – whether it’s stepping back fully, continuing part-time, or switching paths entirely – it should be on your terms. The earlier you start planning, the more flexibility and confidence you’ll have when that time comes.
At Rhodes Brook, we’ll work with you to create a retirement strategy that supports your lifestyle, priorities, and goals. From understanding your existing pensions to considering other income sources, we help make sense of the options and put a plan in place that works for you.
We also understand that retirement doesn’t always follow a straight line. Life changes, and so might your goals, so we stay in regular contact to keep your plan up to date and aligned with what matters most to you. We support you with:
- Reviewing your existing pensions
- Calculating projected income and identifying any shortfall
- Understanding your options for drawing an income tax-efficiently
- Planning how and when to transition into retirement
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
How Can We Help You?
Retirement looks different for everyone. Whether you’re just starting to plan or reviewing your existing strategy, we’re here to help you make the most of your retirement from day one.
Help Maximise Your Pension Fund
Making the most of allowances, investment options and contributions to grow your retirement pot.
Planning Your Retirement
Clear, practical advice on when and how you can retire, including income planning and lifestyle considerations.
Nearing Retirement
Guidance on the steps to take in the years leading up to retirement, including drawdown options and tax efficiency.
Self-Invested Pension Plans
Flexible, hands-on solutions for experienced investors looking to take control of their pension strategy.
Employer
Support for business owners and directors offering pensions as part of a wider employee benefits package.
Self-Employed
Retirement planning for those without access to a workplace scheme – flexible, personalised, and tax-aware.
Trustees
Specialist advice for trustees managing pension schemes, with a focus on compliance and member outcomes.
Help Maximise Your Pension Fund
Making the most of allowances, investment options and contributions to grow your retirement pot.
Planning Your Retirement
Clear, practical advice on when and how you can retire, including income planning and lifestyle considerations.
Nearing Retirement
Guidance on the steps to take in the years leading up to retirement, including drawdown options and tax efficiency.
Self-Invested Pension Plans
Flexible, hands-on solutions for experienced investors looking to take control of their pension strategy.
Employed
Advice tailored to employees making personal contributions alongside workplace pensions.
Employer
Support for business owners and directors offering pensions as part of a wider employee benefits package.
Self-Employed
Retirement planning for those without access to a workplace scheme – flexible, personalised, and tax-aware.
Trustees
Specialist advice for trustees managing pension schemes, with a focus on compliance and member outcomes.
Investments can go down as well as up, so there’s a chance you might get back less than you originally put in.
Auto-enrolment pension schemes fall outside the regulation of the Financial Conduct Authority.
Let’s Talk
Whatever your financial goals, we’re here to help. Get in touch to discuss your plans and how we can support you.
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