Life is unpredictable, but planning ahead can help.

This calculator gives you a rough idea of the likelihood of experiencing one of the following before your chosen retirement age:

• Death
• A critical illness diagnosis
• Being unable to work due to illness or injury

Using population and industry statistics, it provides a percentage chance of these events occurring based on the details you enter.

Important: These results are just a guide – they aren’t guarantees. Everyone’s situation is different, and your financial needs are unique. If you’d like to explore how to protect your future, get in touch for tailored advice.