Private Clients
Private Clients
We understand that significant wealth comes with complex responsibilities and unique goals. Our service is built around you, offering discreet, tailored advice to help protect what you’ve built, make the most of every opportunity, and ensure your legacy is secure.
Working closely with you and your family, we focus on every aspect of your financial picture, from long-term preservation and tax-efficient structuring to intergenerational planning and bespoke investment strategies. Every recommendation is shaped around your priorities and values.
Our support includes:
- Protecting and growing your wealth over the long term
- Structuring your finances in the most tax-efficient way possible
- Planning for smooth, effective wealth transfer to future generations
- Creating a personalised investment strategy that aligns with your goals and risk appetite
- Making sure your lifestyle and legacy are protected for years to come
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Our Focus
Our business is built on trust and personal recommendations. We don’t rely on traditional marketing – instead, we grow through introductions from our clients, who know first-hand the value of our advice.
We do this because nobody knows better than our clients how we can help them achieve their goals.
Building a Sustainable Income
Your financial freedom depends on knowing you’ll have the right amount of income, at the right time, for as long as you need it. Whether you’re drawing from pensions, investments, or a mix of income sources, we’ll help you create a plan that feels reliable and tax-efficient. That might mean smoothing out fluctuations, diversifying where your income comes from, or introducing strategies that make your money go further without taking unnecessary risks. The aim is to make sure your lifestyle is supported now and well into the future, without the worry of running out or having to make drastic cutbacks.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Safeguarding Your Wealth from Risk
Protecting your wealth isn’t about avoiding risk altogether, it’s about understanding it and managing it wisely. Economic shifts, inflation, and unexpected personal events can all cause disruption, but with the right planning, their impact can be reduced. We’ll look at how your assets are positioned, how much exposure you have to market swings, and how inflation could erode your spending power over time. From there, we can recommend a balanced approach that shields your wealth while still allowing it to grow. It’s about giving you the confidence that, no matter what happens in the wider world, you and your finances remain secure.
Planning for the Next Generation
Passing on wealth is one of the most personal financial decisions you can make, and it comes with both emotional and practical considerations. We’ll help you think about what you want your money to achieve, such as funding education, helping with a first home, or leaving a legacy that reflects your values. We’ll also consider the most tax-efficient ways to do it, using structures like trusts, gifts, or investment plans to preserve value for the people you care about most. Importantly, we’ll make sure your approach is sustainable, so that you can support your loved ones without compromising your own financial security.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Trusts are not regulated by the Financial Conduct Authority.
Managing Your Trusts
Trusts can be a powerful way to protect assets, manage how and when wealth is passed on, and provide for loved ones in a structured way. But they can also be complex, with rules that need careful navigation. We’ll guide you through the options, helping you decide whether a trust is right for your circumstances and, if so, how it should be set up to meet your goals. Our role doesn’t end once the trust is in place – we’ll continue to review it alongside your broader financial plan, making adjustments if your situation or the law changes. This ensures your trust remains effective, compliant, and aligned with your intentions for years to come.
Trusts are not regulated by the Financial Conduct Authority
Working Alongside Trusted Specialists
Financial planning often overlaps with legal, tax, and insurance considerations, and that’s where our network of trusted professionals comes in. If your needs go beyond our in-house expertise, we can connect you with carefully chosen partners, from solicitors and accountants to specialist insurers. We’ll stay involved throughout, making sure their advice fits seamlessly into your overall plan. By bringing everyone together, you get a connected approach where every detail is considered, and nothing is left to chance.
Ongoing Support
Life doesn’t stand still, and neither should your financial plan. We believe in keeping things under regular review, not just to track performance but to make sure your arrangements still reflect your goals, circumstances, and market conditions. Whether it’s a change in your family, a shift in tax rules, or new opportunities on the horizon, we’ll adapt your plan to keep it relevant and resilient. This ongoing attention means your strategy remains proactive rather than reactive, giving you the confidence that your finances are always working in your favour.
A Team That Listens
To us, you’re never just a name on a file. You’re part of a relationship we value deeply. Our team takes the time to really get to know you, so the advice you receive is built on understanding, not assumptions. We care about what matters most to you and work hard to make sure your financial plans reflect that.
Behind every recommendation is a group of professionals who share ideas, challenge thinking, and pool their expertise to find the best way forward. It’s this collaborative approach, combined with a genuine commitment to your wellbeing, that makes working with us feel personal, reassuring, and effective.
Common Client Questions
We know that starting a conversation about your finances can raise a lot of questions. Here, we’ve answered some of the things clients ask us most often, so you know exactly what to expect when working with Rhodes Brook.
What can I expect at my first meeting with Rhodes Brook?
We’ll start with a relaxed, no-pressure conversation to learn what’s most important to you. This could be to help with funding your lifestyle, planning for later life, or protecting your loved ones. Whatever the case may be, this meeting lets us understand your situation, hopes and priorities. From there, we’ll talk through what working with us looks like and outline the next steps.
How do you manage risk when the market feels uncertain?
Market fluctuations, tax rule changes or personal life twists can all feel unsettling. That’s why we build flexibility into every plan. Instead of chasing every market trend, we focus on creating resilient financial structures that match your goals and how comfortable you feel with risk. We’ll regularly check in and adjust as needed so you never feel caught off guard.
How often will we review my plan?
Rhodes Brook conducts reviews on a regular basis, and increases contact during major life events. The exact rhythm is tailored to your needs, whether that means annual check-ins, more frequent updates, or extra support during significant changes. This ensures your plan stays aligned with your life and evolving goals.
Let’s Talk
Whatever your financial goals, we’re here to help. Get in touch to discuss your plans and how we can support you.
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